Never sign a long-term loan that does not allow you to make two monthly payments, with both payments going towards the loan.. One on the day of mortgage due date and one half way in between.
I’m sorry for bombarding you. I love this lifestyle so much I am incredibly curious as to your decisions and how you arrived at them. I have restored multiple fallen in Adobe dwellings. Making the brick myself of course. Why did you not use that method as opposed to strawbale?
Hi Hudson! (Love that name btw) Thanks for all your insightful comments! We bought our house as a shell and put in the utilities ourselves. I always wanted to live in a straw bale home and I love it! Perfectly warm and cool as needed. We collect our water from rain in cisterns and sometimes use the community well because we live in the desert and there isn't a lot of rain and our roof is small for collection.
What is your personal water source? Rainwater capture no doubt. A well?
I lived in the Rimrock at 8000 feet for four years about a mile and a half from the continental divide a tiny bit south and east of the lava fields. Straight south of grants at the headwaters of the Salida.
Water was the only real challenge and being blessed with multiple outbuildings rainwater camper was more than enough for four people and a small garden. I would bet it receive more precipitation per year and where you are at simply due to the altitude. We were situated in a Pinyon pine one seed Juniper forest.
“Debt free”? In United States a bank cannot legally finance a person to purchase an off the grid home. No matter how modern and sustainable it is. I have seen dwellings that are five star billionaire class residences with solar, wind & Hydro, batteries and inverters which are not eligible. Moral bankruptcy
We did not get a mortgage and paid in cash with owner financing. We were lucky to find our situation. We can not get a loan in our neighborhood anyway because there is no title insurance here due to land claims stuff that is complicated and maybe I'll write about some day.
“Severing ties to capitalism”? What capitalism would that be? Aside from the farmers market in the park on Saturday mornings I can’t think of any capitalism in ‘Murikkka. Our current macro economic model of ‘rape and pillage’ is correctly labeled IMPERIALISM
Capitalism requires and unfettered free market and thoughtfully emplaced, harshly punished if violated, consumer protections. We have a neither.
Never sign a long-term loan that does not allow you to make two monthly payments, with both payments going towards the loan.. One on the day of mortgage due date and one half way in between.
You can cut six years off of a 30 year note payment
I’m sorry for bombarding you. I love this lifestyle so much I am incredibly curious as to your decisions and how you arrived at them. I have restored multiple fallen in Adobe dwellings. Making the brick myself of course. Why did you not use that method as opposed to strawbale?
Hi Hudson! (Love that name btw) Thanks for all your insightful comments! We bought our house as a shell and put in the utilities ourselves. I always wanted to live in a straw bale home and I love it! Perfectly warm and cool as needed. We collect our water from rain in cisterns and sometimes use the community well because we live in the desert and there isn't a lot of rain and our roof is small for collection.
What is your personal water source? Rainwater capture no doubt. A well?
I lived in the Rimrock at 8000 feet for four years about a mile and a half from the continental divide a tiny bit south and east of the lava fields. Straight south of grants at the headwaters of the Salida.
Water was the only real challenge and being blessed with multiple outbuildings rainwater camper was more than enough for four people and a small garden. I would bet it receive more precipitation per year and where you are at simply due to the altitude. We were situated in a Pinyon pine one seed Juniper forest.
“Debt free”? In United States a bank cannot legally finance a person to purchase an off the grid home. No matter how modern and sustainable it is. I have seen dwellings that are five star billionaire class residences with solar, wind & Hydro, batteries and inverters which are not eligible. Moral bankruptcy
We did not get a mortgage and paid in cash with owner financing. We were lucky to find our situation. We can not get a loan in our neighborhood anyway because there is no title insurance here due to land claims stuff that is complicated and maybe I'll write about some day.
Pardon my off subject query.
“Severing ties to capitalism”? What capitalism would that be? Aside from the farmers market in the park on Saturday mornings I can’t think of any capitalism in ‘Murikkka. Our current macro economic model of ‘rape and pillage’ is correctly labeled IMPERIALISM
Capitalism requires and unfettered free market and thoughtfully emplaced, harshly punished if violated, consumer protections. We have a neither.
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